Need cash fast? Get up to $5000 in minutes.
How it works
Cash in 3 easy steps
1. Apply and Link
Apply and answer some basic questions! Link your bank account for instant approvals and cash delivery. Want to make things even faster? Download our Mega Cash GO App.
2. Verification and Approval
For security purposes, we’ll request that you verify your ID and bank account details. Once this is done, your loan may be approved instantly, or we may need to conduct additional checks. Either way, you’ll know if your loan is approved before the end of the day.*
We get it, things happen. Get a loan for;
Expected and Unexpected Expenses
Features
Why Go with Mega Cash GO?
Low rate and no hidden fees
Mega Cash GO has competitively low interest rates and no hidden fees.
Lightning-fast
With just a few clicks, you can apply for funding without any physical paperwork. Once approved, you’ll get your cash in minutes.
100% Australian owned and operated
We care about our customers. Our local support team is ready to take your calls. Call 1800 841 013.
Secure and Confidential
We use state-of-the-art security measures to ensure that your personal and financial information is safeguarded.
Get Started Today!
Managing Your Loan Made Easy
Once you’ve created a profile with us, you can easily manage your loan through our Mega Cash GO mobile App or Website. Using the simple dashboard you can check previous and upcoming payments, payout dates, important notifications or apply for your next loan with ease! Our mobile App is supported on IOS and Android platforms.
Australian Owned and Operated
We’re proud to be an Australian owned and operated company. Our mission is to become Australia’s favourite small online lender. Which is why we will always put you first by offering fair interest rates, excellent service, and easy-to-use products.
Mega Cash GO is backed by Mega Cash, an established pawnbroker with over three decades of experience in the industry. Mega Cash is heavily focused on offering outstanding customer service. That’s why they are one of the industry leaders, achieving a solid 4.9 to 5 stars average (across all 8 of their stores) in Google reviews. Mega Cash GO is committed to maintaining this high level of customer service.
Frequently Asked Questions
View all FAQ'sAm I eligible for a Mega Cash GO loan?
If you are over 18, an Australian citizen or permanent resident and receive an income, you may be eligible for a Mega Cash GO loan.
We verify all your details to make sure you’re in a position to repay. Our top priority is to ensure that you have a great experience and are able to comfortably repay your loan.
How much can I borrow?
Mega Cash GO offers loan between $300 and $5000! The amount you can borrow will be based on the amount you ask for and your personal circumstances at the time you apply.
Mega Cash GO will perform an identity and credit check with a credit reporting bureau, as well as assess your income and expenses to ensure that the product you choose is right for you.
How much does it cost?
You’ll always see a clear breakdown of all your fees and repayments before you confirm your loan. As a quick reference, though, here’s a general breakdown of fees:
Small Loan: If the principal amount you borrow is between $300 – $2,000 you’ll pay:
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Establishment fee: 20% of the principal amount
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Monthly loan fee: 4% of the principal a month
Medium Loan: If the principal amount you borrow is between $2, 050 – $5,000 you’ll pay:
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Establishment fee: $400 flat rate
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Interest Rate: 36% p/a
What do I need to get started?
Mega Cash GO has tried to make our application process quick and easy! We don’t like paper and boring consultation meetings. We do still need to know some things though…
What you will need to apply:
- Your internet banking details
- Two of the following forms of identification (driver licence, Medicare card or passport number)
- Your BSB and bank account number (so we know where to deposit your money)
- Plus all the usual stuff like your name, DOB, Address, employment information and details on your current expenses.
How do I apply?
Apply: Apply here and answer some basic questions or download our app and apply.
Link: Link your bank account for instant approvals and cash delivery.
Verify: For security purposes, we’ll request that you verify your ID.
Approval: Your loan application is either approved or Denied. Either way, you’ll know if your loan’s been approved before the end of the day.*
*application must be received before 3:30pm AEST
Cash delivered! Once you’re approved, we’ll send you a direct deposit in minutes.
Does Mega Cash GO do credit history checks?
Mega Cash GO are responsible lenders and therefore perform a credit check to help evaluate your loan application.
If you have a default on your credit file, don’t worry – we may still be able to help you depending on the situation. While credit history is a vital part of our assessment, we also take other factors into account!
Download the App
Manage your loans and finances with ease using the Mega Cash GO App. Get fast access to loans, view your payment schedule, and stay updated on your loan status anytime, anywhere. Download now and take control of your financial future.