Need cash ?
Get up to $5000
when you need it.
How it works
Funds in 3 easy steps
1. Apply and link
Apply and answer some basic questions! Link your bank account for same day approvals and funds delivery. Want to make things even faster? Download our Mega Cash GO App.
2. Verification and approval
For security purposes, we’ll request that you verify your ID and bank account details. Once completed, your loan will be sent for assessment. You’ll know if your loan has been approved before the end of the day.*
3. Funds delivered!
Once you’re approved and your contract is signed, we’ll send you a direct deposit.
We get it, things happen. Get a loan for;
Expected and Unexpected Expenses
Managing your loan made easy
Once, you’ve created a profile with us, you can easily manage your loan through our Mega Cash GO mobile app or website. With our simple dashboard, you can check previous and upcoming payments, payout dates, important notifications or apply for your next loan with ease! Our mobile app is supported on IOS and Android platforms.
Features
Why Go with Mega Cash GO?
Competitive rates and no hidden fees
Mega Cash GO has competitively low interest rates and absolutely no hidden fees, ensuring transparency at every step.
Same day approval*
Once approved, you’ll receive your funds on the same day if your bank is using the new payment platform.
*if you apply before 3:30pm AEST/AEDT on a business day
100% Australian owned and operated
We care about our customers. Our local support team is ready to take your. Call 1800 841 013.
Flexible repayments
At Mega Cash GO, we understand that financial flexibility is important. That’s why we offer a range of flexible repayment options tailored to suit your budget and needs.
Get Started Today
Australian owned and operated
We’re proud to be an Australian owned and operated company. Our vision is to become Australia’s favourite online small to medium credit lender. This is why we will always put you first, offering fair interest rates, excellent service, and easy-to-use products.
Mega Cash GO is backed by Mega Cash, an established pawnbroker with over three decades of experience in the pawnbroking industry. Mega Cash is heavily focused on offering outstanding customer service. That’s why they are one of the industry leaders, achieving a solid 4.9 to 5 stars average (across all 8 of their stores) in over 1000 Google reviews. Mega Cash GO is committed to maintaining this high level of customer service.
Frequently Asked Questions
View all FAQ'sAm I eligible for a Mega Cash GO loan?
If you are over 18, an Australian citizen or permanent resident and receive an income, you may be eligible for a Mega Cash GO loan.
We verify all your details to make sure our product is suitable for you. Our top priority is to ensure that you have a great experience and are able to comfortably repay your loan.
How much can I borrow?
Mega Cash GO offers loan between $300 and $5000! The amount you can borrow will be based on the amount you ask for and your personal circumstances at the time you apply.
Mega Cash GO will perform an identity and credit check with a credit reporting bureau, as well as assess your income and expenses to ensure that the product you choose is right for you.
How much does it cost?
You’ll always see a clear breakdown of all your fees and repayments before you confirm your loan. As a quick reference, though, here’s a general breakdown of fees:
Small Loan: If the principal amount you borrow is between $300 – $2,000 you’ll pay:
-
Establishment fee: 20% of the principal amount
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Monthly loan fee: 4% of the principal a month
Medium Loan: If the principal amount you borrow is between $2, 050 – $5,000 you’ll pay:
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Establishment fee: $400 flat rate
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Interest Rate: 36% per annum
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Comparison Rate: 53.3385% per annum
The comparison rate is based on an unsecured loan for an amount of $2500 over 2 years with a $400 establishment fee.
What do I need to get started?
Mega Cash GO has tried to make our application process as quick and easy as w can! We don’t like paper and long consultation meetings. We do still need to know some things though…
What you will need to apply:
- Two of the following forms of identification (Drivers license, Medicare card or Passport)
- Your BSB and bank account number (so we know where to deposit your money)
- Plus all the usual stuff like your name, DOB, address, employment information and details on your current expenses
How do I apply?
Apply: Apply here and answer some basic questions or download our app and apply.
Link: Link your bank account for fast approvals and funds delivery.
Verify: For security purposes, we’ll request that you verify your ID.
Approval: Your loan application is either approved or denied. Either way, you’ll know if your loan’s been approved before the end of the day.*
*application must be received before 3:30pm AEST /AEDT on a business day
Funds delivered! Once you’re approved, we’ll send you a direct deposit.
Does Mega Cash GO do credit history checks?
Mega Cash GO are responsible lenders and therefore perform a credit check to help evaluate your loan application.
If you have a default on your credit file, don’t worry – we may still be able to help you depending on the situation. While credit history is a vital part of our assessment, we also take other factors into account!
Download the App
Manage your loans and finances with ease using the Mega Cash GO App. Get fast access to loans, view your payment schedule, and stay updated on your loan status anytime, anywhere in Australia. Download now and take control of your financial future.
Risk Warning and Disclaimer:
Mega Cash Go Pty Ltd (ABN: 30 664 440 055) is the holder of an Australian Credit Licence (Number: 552935) issued by the Australian Securities and Investments Commission. The material provided on this website is general in nature and does not constitute advice or a recommendation to act upon the information. The information on this website does not take into account your personal objectives, circumstances, financial situations or needs. If you require financial or tax advice you should consult a licensed financial or tax adviser. Lending criteria, terms and conditions, fees and charges apply. Personal information is collected, used and disclosed in accordance with Mega Cash Go’s Privacy Statement.