Dental Loans
The discomfort of a trip to the dentist often extends beyond your teeth to your wallet. That’s why we’re here to provide the support you need to maintain your oral health without experiencing financial strain. Borrow up to $5000 with a Mega Cash GO Dental Loan to address all your dental concerns confidently and promptly.
What is a Dental Loan?
A dental loan is a special type of personal loan designed to help cover the costs of dental treatments. Whether you need braces, root canal, or want your teeth whitened, dental procedures are never cheap. With flexible repayment options and competitive interest rates, a Mega Cash GO Dental Loan allows you to prioritise your dental health and hygiene without financial stress.
Why apply for a Dental Loan?
While dental visits are crucial for preventive care, detection of health issues, and maintaining oral health, dental procedures in Australia are often costly and rarely covered by Medicare. In fact, a recent Australian Dental Association survey revealed that 65% of Australians delay or avoid dental visits due to financial concerns. Given the costs involved, many Australians use dental loans to pay for treatments so that they don’t have to live with pain or discomfort.
Here are a few reasons why a dental loan could be the right choice for you:
- Timely Treatment: Addressing dental issues promptly can prevent them from worsening, leading to better outcomes and potentially reducing long-term costs.
- Preventive Care: Using loan funds for routine check-ups and preventive measures can help to maintain your oral health and prevent future dental emergencies.
- Confidence Boost: Taking proactive steps to address dental concerns without delay ensures you can face the world with confidence and a bright smile.
- Stress Reduction: Alleviate the stress of unexpected dental expenses, ensuring prompt access to treatment without worrying about immediate financial strain.
- Budget Management: Preserve your savings for other essential expenses or future financial goals, maintaining your financial stability while addressing crucial dental needs.
What does a Dental Loan cover?
Whether you’re in need of emergency dental treatments or cosmetic enhancements, our dental loans provide you with the flexibility to prioritise your oral health and achieve the smile you desire without worrying about the costs. Some of the expenses typically covered by a dental loan include:
- Routine check-ups and cleanings
- Fillings for cavities
- Root canal
- Tooth extractions
- Tooth crowns
- Braces, retainers, or bite plates
- Dentures
- Veneers
- Teeth whitening
Types of Mega Cash Go Loans:
| Loan Feature | Small Loan | Personal Loan |
|---|---|---|
| Loan Amount | $300 to $2000 | $2050 to $5000 |
| Costs | 20% establishment fee + 4% of loan amount per month | Establishment fee of $400 + 36% p.a interest |
| Loan Terms | 1 to 12 month duration | 2 Months to 24 month duration |
Don’t delay your dental health. Get Started Today
Frequently Asked Questions
View all FAQ'sAm I eligible for a Mega Cash GO Dental Loan?
If you are over 18, an Australian citizen or permanent resident and receive an income, you may be eligible for a Mega Cash GO dental loan.
We verify all your details to make sure you’re in a position to repay. Our top priority is to ensure that you have a great experience and are able to comfortably repay your loan.
How much can I borrow for a Dental Loan?
Mega Cash GO offers loan between $300 and $5000! The amount you can borrow will be based on the amount you ask for and your personal circumstances at the time you apply.
Mega Cash GO will perform an identity and credit check with a credit reporting bureau, as well as assess your income and expenses to ensure that the product you choose is right for you.
How much does it cost?
You’ll always see a clear breakdown of all your fees and repayments before you confirm your loan. As a quick reference, though, here’s a general breakdown of fees:
Small Loan: If the principal amount you borrow is between $300 – $2,000 you’ll pay:
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Establishment fee: 20% of the principal amount
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Monthly loan fee: 4% of the principal a month
Medium Loan: If the principal amount you borrow is between $2, 050 – $5,000 you’ll pay:
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Establishment fee: $400 flat rate
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Interest Rate: 36% p/a
What do I need to get started?
Mega Cash GO has tried to make our application process quick and easy! We don’t like paper and boring consultation meetings. We do still need to know some things though…
What you will need to apply:
- Your internet banking details
- Two of the following forms of identification (driver licence, Medicare card or passport number)
- Your BSB and bank account number (so we know where to deposit your money)
- Plus all the usual stuff like your name, DOB, Address, employment information and details on your current expenses.
How do I apply for a dental loan?
Apply: Apply here and answer some basic questions or download our app and apply.
Link: Link your bank account for instant approvals and cash delivery.
Verify: For security purposes, we’ll request that you verify your ID.
Approval: Your loan application is either approved or Denied. Either way, you’ll know if your loan’s been approved before the end of the day.*
*application must be received before 3:30pm AEST
Cash delivered! Once you’re approved, we’ll send you a direct deposit in minutes.
How quickly will I get my money?
We understand the importance of fast financing, especially when it comes to those pearly whites. Our technology enables you to upload all necessary documents directly from your mobile or computer, allowing us to provide you with a speedy response.
Once you’re approved, you’ll receive your funds within 5 minutes of confirming your loan.*
*Loan must be approved by 3:30pm AEST during banking days. Otherwise, the payment will be processed on the next business day. Clearance time is subject to your bank.
WARNING! Do you really need a loan today?
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
- For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
- Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
- If you are on government benefits, ask for an advance from Centrelink: www.humanservices.gov.au/advancepayments
The Government MoneySmart website shows you how small amount loans work and suggests other options that may help you.* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
Apply and manage your loan in-app today!
