Emergency Loans
Life has a way of throwing curveballs, and even the best-laid plans can be derailed by unexpected bills. When emergencies strike, getting access to funds fast can make all the difference. Whether it’s a sudden medical expense, vet bill, or car repair, financial emergencies can leave you feeling overwhelmed and unsure of where to turn. At Mega Cash GO, we give priority to your financial emergencies, ensuring that you receive the support you need without delay.
What is an Emergency Loan?
Emergency loans are designed to provide fast and convenient access to funds when you need them most. These loans are specifically tailored to address urgent financial needs, offering a quick solution to cover unexpected expenses. You can borrow as little as $300 or as much as $5000. Our flexible borrowing options ensure you can access the precise amount you need as quickly as possible.
Why apply for an Emergency Loan?
Emergencies can’t be budgeted for because we don’t know they’re coming. When unexpected expenses arise, having access to quick funds can provide peace of mind and stability during times of uncertainty. With an emergency loan from Mega Cash GO, you can address unforeseen financial challenges promptly and efficiently, allowing you to focus on what matters most without worrying about financial stress.
How does an Emergency Loan work?
- Apply Online: Fill out our simple online application form today.
- Quick Approval: Once you submit your application, our team will review it as a matter of priority. You’ll receive a decision in no time.
- Get Your Cash: If approved, your funds will be deposited directly into your bank account, and you can use them to address your financial emergency immediately.
What does an Emergency Loan cover?
As the name suggests, an emergency loan can be used for any financial emergency. If you need cash fast, we’re here to help. Some expenses emergency loans are commonly used to cover include:
- Medical and dental bills
- Car repairs
- Rental bonds and moving costs
- Home repairs or renovations
- Vet bills
- Funeral costs
- Legal fees
- Unexpected travel expenses
- Utilities or groceries
- Overdue bills
Types of Mega Cash Go Loans:
| Loan Feature | Small Loan | Personal Loan |
|---|---|---|
| Loan Amount | $300 to $2000 | $2050 to $5000 |
| Costs | 20% establishment fee + 4% of loan amount per month | Establishment fee of $400 + 36% p.a interest |
| Loan Terms | 1 to 12 month duration | 2 to 24 month duration |
Rapid relief for unplanned expenses! Get started today.
Frequently Asked Questions
View all FAQ'sAm I eligible for a Mega Cash GO Emergency Loan?
If you are over 18, an Australian citizen or permanent resident and receive an income, you may be eligible for a Mega Cash GO Emergency Loan.
We verify all your details to make sure you’re in a position to repay. Our top priority is to ensure that you have a great experience and are able to comfortably repay your loan.
How much can i borrow for an Emergency Loan?
Mega Cash GO offers loan between $300 and $5000! The amount you can borrow will be based on the amount you ask for and your personal circumstances at the time you apply.
Mega Cash GO will perform an identity and credit check with a credit reporting bureau, as well as assess your income and expenses to ensure that the product you choose is right for you.
How much does it cost?
You’ll always see a clear breakdown of all your fees and repayments before you confirm your loan. As a quick reference, though, here’s a general breakdown of fees:
Small Loan: If the principal amount you borrow is between $300 – $2,000 you’ll pay:
-
Establishment fee: 20% of the principal amount
-
Monthly loan fee: 4% of the principal a month
Medium Loan: If the principal amount you borrow is between $2, 050 – $5,000 you’ll pay:
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Establishment fee: $400 flat rate
-
Interest Rate: 36% p/a
What do i need to get started?
Mega Cash GO has tried to make our application process quick and easy! We don’t like paper and boring consultation meetings. We do still need to know some things though…
What you will need to apply:
- Your internet banking details
- Two of the following forms of identification (driver licence, Medicare card or passport number)
- Your BSB and bank account number (so we know where to deposit your money)
- Plus all the usual stuff like your name, DOB, Address, employment information and details on your current expenses.
How do i apply for an Emergency loan?
Apply: Apply here and answer some basic questions or download our app and apply.
Link: Link your bank account for instant approvals and cash delivery.
Verify: For security purposes, we’ll request that you verify your ID.
Approval: Your loan application is either approved or Denied. Either way, you’ll know if your loan’s been approved before the end of the day.*
*application must be received before 3:30pm AEST
Cash delivered! Once you’re approved, we’ll send you a direct deposit in minutes.
How quickly will i get my money?
We understand the importance of fast financing, especially while trying to navigate through life’s unexpected emergencies. Our technology enables you to upload all necessary documents directly from your mobile or computer, allowing us to provide you with a speedy response.
Once you’re approved, you’ll receive your funds within 5 minutes of confirming your loan.*
*Loan must be approved by 3:30pm AEST during banking days. Otherwise, the payment will be processed on the next business day. Clearance time is subject to your bank.
WARNING! Do you really need a loan today?
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
- For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
- Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
- If you are on government benefits, ask for an advance from Centrelink: www.humanservices.gov.au/advancepayments
The Government MoneySmart website shows you how small amount loans work and suggests other options that may help you.* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
Apply and manage your loan in-app today!
